Account Details

Account Details: Terms and conditions for Kasasa accounts may vary by community financial institution (CFI) but these disclosures are representative of how the qualifications and rewards operate and the information you will receive if you open and maintain an account featuring Kasasa rewards. The figures used within these disclosures are for illustrative purposes only and do not represent any specific CFI offering.

For terms and conditions and more information please see below:

Kasasa Cash

Kasasa Cash: Terms and conditions may vary by community financial institution (CFI) but the following is representative of the information you will receive if you open and maintain an account powered by Kasasa rewards. The figures used are merely for illustrative purposes and do not represent any specific CFI offering:

Qualifications Information: To earn your account rewards the following transactions and activities must post and settle to your account during the Monthly Qualification Cycle:

  • Have at least 1 direct deposit transactions post and settle
  • Have at least 10 PIN-based debit card purchases,
  • Have at least 1 bill pay transaction post and settle
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, signature based debit card purchases, debit card purchases processed by merchants and received by our [bank/ credit union] as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our [bank/credit union]. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) Business Day prior to the first day of the current Statement Cycle through one (1) Business Day prior to the close of the current Statement Cycle. “Statement Cycle” means the period of time for which our institution provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. “Business Day” means a calendar day other than a Saturday or Sunday and federal holidays.

Rewards Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to and including $10,000 receive an APY* of 2.25%; and balances over $10,000 earn 0.2497% interest rate on the portion of balance over $10,000, resulting in a range from 2.25% to 0.43% APY depending on the account’s balance. In addition, you will receive reimbursements up to an aggregate total of $30 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees incurred during the Monthly Qualification Cycle in which you qualified. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

When Kasasa Cash qualifications are not met ATM withdrawal fees are not refunded and all balances within Kasasa Cash earn 0.05% APY.

Interest and ATM withdrawal fee reimbursements will be credited to the appropriate Kasasa account on the last day of the current Statement Cycle. APY = Annual Percentage Yield. APYs accurate as of 08/10/2016. APY calculations are based on an assumed total account balance of [$110,000]. Rates and rewards are variable and may change after account is opened.  Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $50 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit one account per social security number. There are no recurring monthly service charges or fees to open or close this account. Comparison Source: Interest Checking, FDIC 08/10/16 http://www.fdic.gov/regulations/resources/rates/. Contact a [bank / credit union] service representative for additional information, details, restrictions, rate calculations, processing limitations and enrollment instructions. {Member FDIC / Federally Insured by NCUA.}   Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash with Kasasa Saver
Kasasa Cash with Kasasa Saver: Terms and conditions may vary by community financial institution (CFI) but the following is representative of the information you will receive if you open and maintain an account powered by Kasasa rewards. The figures used are merely for illustrative purposes and do not represent any specific CFI offering:

Qualifications Information: To earn your account rewards the following transactions and activities must post and settle to your account during the Monthly Qualification Cycle:

  • Have at least 1 direct deposit transactions post and settle
  • Have at least 10 PIN-based debit card purchases,
  • Have at least 1 bill pay transaction post and settle
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based debit card purchases, debit card purchases processed by merchants and received by our [bank/credit union] as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our [bank / credit union]. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) Business Day prior to the first day of the current Statement Cycle through one (1) Business Day prior to the close of the current Statement Cycle. “Statement Cycle” means the period of time for which our institution provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. “Business Day” means a calendar day other than a Saturday or Sunday and federal holidays.

Rewards Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s):

  • Kasasa Cash: (1) Balances up to and including $10,000 receive a non-compounding APY* of 2.25%; and balances over $10,000 earn 0.2497% interest rate on the portion of balance over $10,000, resulting in a non-compounding range from 2.25% to 0.43% APY* depending on the account’s balance.
  • Kasasa Saver: (2) Balances up to and including $10,000 receive APY of 0.50% and balances over $10,000 earn 0.2497% interest rate on the portion of balance over $10,000, resulting in a range from 0.50% to 0.27% APY depending on the account’s balance.
  • ATM Withdrawal Fee Reimbursements: You will receive reimbursements up to an aggregate total of $30 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees incurred during the Monthly Qualification Cycle in which you qualified. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

When Kasasa Cash qualifications are not met ATM withdrawal fees are not refunded and all balances in Kasasa Cash earn a non-compounding 0.05 APY* and all balances in Kasasa Saver earn 0.05% APY.

Interest and ATM withdrawal fee reimbursements will be credited to the appropriate Kasasa account on the last day of the current Statement Cycle.   *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. Note:  This transfer may cause an overdraft to your Kasasa Cash account, if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 08/10/2016. APY calculations are based on an assumed total account balance of [$110,000]. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $50 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit one account per social security number. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Comparison Source: Interest Checking, FDIC 08/10/16 http://www.fdic.gov/regulations/resources/rates/. Contact a [bank / credit union]. service representative for additional information, details, restrictions, rate calculations, processing limitations and enrollment instructions. {Member FDIC / Federally Insured by NCUA.}   Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash Back
Kasasa Cash Back – Take One

Terms and conditions may vary by community financial institution (CFI) but the following is representative of the information you will receive if you open and maintain an account powered by Kasasa rewards. The figures used are merely for illustrative purposes and do not represent any specific CFI offering:

Qualifications Information: To earn your account rewards the following transactions and activities must post and settle to your account during the Monthly Qualification Cycle:

  • Have at least 1 direct deposit transactions post and settle
  • Have at least 10 PIN-based debit card purchases,
  • Have at least 1 bill pay transaction post and settle
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based debit card purchases, debit card purchases processed by merchants and received by our [bank/credit union] as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our [bank / credit union]. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) Business Day prior to the first day of the current Statement Cycle through one (1) Business Day prior to the close of the current Statement Cycle. “Statement Cycle” means the period of time for which our institution provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. “Business Day” means a calendar day other than a Saturday or Sunday and federal holidays.

Rewards Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on up to a total of $250.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. In addition, you will receive reimbursements up to an aggregate total of $30 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees incurred during the Monthly Qualification Cycle in which you qualified. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

When Kasasa Cash Back qualifications are not met, cash back payments are not made and ATM withdrawal fees are not refunded.

Cash back payments and ATM withdrawal fee reimbursements will be credited to your account on the last day of the current Statement Cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $50 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit one account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a [bank / credit union] service representative for additional information, details, restrictions, rate calculations, processing limitations and enrollment instructions. [Member FDIC. / Federally Insured by NCUA.] Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash Back with Kasasa Saver
Kasasa Cash Back with Kasasa Saver
Terms and conditions may vary by community financial institution (CFI) but the following is representative of the information you will receive if you open and maintain an account powered by Kasasa rewards. The figures used are merely for illustrative purposes and do not represent any specific CFI offering:

Qualifications Information: To earn your account rewards the following transactions and activities must post and settle to your account during the Monthly Qualification Cycle:

  • Have at least 1 direct deposit transactions post and settle
  • Have at least 10 PIN-based debit card purchases,
  • Have at least 1 bill pay transaction post and settle
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based debit card purchases, debit card purchases processed by merchants and received by our [bank/credit union] as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our [bank / credit union]. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) Business Day prior to the first day of the current Statement Cycle through one (1) Business Day prior to the close of the current Statement Cycle. “Statement Cycle” means the period of time for which our institution provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. “Business Day” means a calendar day other than a Saturday or Sunday and federal holidays.

Rewards Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s):

  • Kasasa Cash Back: (1) you will receive 3.00% cash back on up to a total of $250.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle.
  • Kasasa Saver: (2) balances up to and including $10,000 receive APY of 0.50% and balances over $10,000 earn 0.2497% interest rate on the portion of balance over $10,000, resulting in a range from 0.50% to 0.27% APY depending on the account’s balance.
  • ATM Withdrawal Fee Reimbursements: You will receive reimbursements up to an aggregate total of $30 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees incurred during the Monthly Qualification Cycle in which you qualified. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

When Kasasa Cash Back qualifications are not met ATM withdrawal fees are not refunded, cash back payments are not made and all balances in Kasasa Saver earn 0.05% APY.

Interest, cash back payments and ATM withdrawal fee reimbursements will be credited to the Kasasa Saver account on the last day of the current Statement Cycle.  APY = Annual Percentage Yield. APYs accurate as of 08/10/2016. APY calculations are based on an assumed total account balance of [$110,000]. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Rewards may vary by account. A $50 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit one account per social security number. A Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Comparison Source: Interest Checking, FDIC 08/10/16 http://www.fdic.gov/regulations/resources/rates/. Contact a [bank / credit union]. service representative for additional information, details, restrictions, rate calculations, processing limitations and enrollment instructions. [Member FDIC / Federally Insured by NCUA].   Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Tunes
Kasasa Tunes:
Terms and conditions may vary by community financial institution (CFI) but the following is representative of the information you will receive if you open and maintain an account powered by Kasasa rewards. The figures used are merely for illustrative purposes and do not represent any specific CFI offering:

Sign Up Bonus: When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $20 (which includes any applicable taxes) for iTunes, Amazon.com, Google Play purchases, made with your Kasasa Tunes debit card that post and settle to your account during the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the Statement Cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $20 posts and settles to your account. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. A $50 minimum deposit is required to open the account. No minimum balance is required to obtain this bonus.

Qualifications Information: To earn your account rewards the following transactions and activities must post and settle to your account during the Monthly Qualification Cycle:

  • Have at least 10 PIN-based debit card purchases,
  • Have at least 1 bill pay transaction post and settle
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based debit card purchases, debit card purchases processed by merchants and received by our [bank / credit union] as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our [ bank / credit union]. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) Business Day prior to the first day of the current statement cycle through one (1) Business Day prior to the close of the current statement cycle. “Statement Cycle” means the period of time for which our institution provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. “Business Day” means a calendar day other than a Saturday or Sunday and federal holidays.

Rewards Information: When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to an aggregate total of $7.50 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. In addition, you will receive reimbursements up to an aggregate total of $30 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees incurred during the Monthly Qualification Cycle in which you qualified. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

When Kasasa Tunes qualifications are not met, iTunes, Amazon.com, Google Play purchases and ATM fees are not refunded. iTunes, Amazon.com, Google Play refunds and ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle in which these purchases post and settle to your account and the ATM withdrawal fees were incurred.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $50 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. There are no recurring monthly service charges or fees to open or close this account. Contact a [bank / credit union] service representative for additional information, details, restrictions, rate calculations, processing limitations and enrollment instructions. Member FDIC. iTunes is a registered trademark of Apple, Inc. Amazon is a registered trademark of Amazon.com. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program. Kasasa and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.